Domain Due Diligence
Report for Raisin.co.uk
Why we think so?
Raisin.co.uk is an FCA-authorised UK-based platform offering a marketplace to compare and open savings accounts from multiple FSCS-protected banks. It ranks moderately in UK online finance sites, attracting nearly 500,000 monthly visitors mostly from direct and search traffic. The website uses reputable hosting (Amazon AWS), standard web technologies, and maintains verified SSL certificates. Official contact emails and phone numbers are publicly listed. While the service itself is not linked to scams, several user complaints highlight slow withdrawals and poor customer support. FCA warnings exist concerning clone websites impersonating Raisin UK, but the official platform remains regulated and protected under UK financial safeguards.
Risk Insights
Regulated Financial Platform
- FCA-authorised service in the UK
- Deposits protected under FSCS
- Connected to multiple partner banks
Customer Service Caution
- Withdrawal delays reported by users
- Customer support responsiveness varies
- Prepare for documentation requirements
Beware of Clone Scams
- Unauthorized sites mimic Raisin UK
- FCA issues official clone warnings
- Always verify FCA status before investing
Contradictory Signals
While the platform is legitimate, service quality issues can impact customer experience.
Signal A: Official reviews confirm safety and regulatory compliance
Signal B: Multiple user complaints about delayed withdrawals and poor support
Category Scores
Red Flags & Warnings
- Complaints on user forums mention delays in withdrawal and slow customer service response.
- Clone scams impersonating Raisin UK have been flagged by the UK FCA, posing risks if mistaken for the official site.
🔎 Detailed Checks & Analysis
Identity Verification
Score: 85/100
Identity Verification
"FCA authorisation confirms regulatory compliance and identity authenticity for raisin.co.uk."
Reason: The website is FCA-authorised and uses verifiable domain registration data.
Reputation Check
Score: 80/100
Reputation Check
"Users report withdrawal delays, but no evidence of direct financial harm from official platform."
Reason: No verified fraud reports; customer complaints mostly concern service delays, not scams.
Technical Configuration
Score: 90/100
Technical Configuration
"Technical signals indicate professional hosting and domain management."
Reason: Uses secure SSL with Amazon certificates and trustworthy DNS infrastructure.
Content Examination
Score: 75/100
Content Examination
"Website clearly states services, financial protection schemes, and user support details."
Reason: Official website content matches business claims and displays credible contact information.
Legal and Business Validity
Score: 80/100
Legal and Business Validity
"Customer disputes relate to service quality; no large-scale litigation identified."
Reason: No public record of legal disputes or regulatory sanctions affecting core operations.
Your Next Steps
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1
Verify the FCA authorisation status on the official FCA register before investing.
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2
Avoid interacting with similarly named clone websites or unverified contacts claiming to be Raisin UK.
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3
If using raisin.co.uk, prepare for possible delays in withdrawal processes and follow up persistently with customer support.
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4
Monitor any account activity and report suspicious communications promptly.
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5
Consult consumer forums or official complaint channels if service issues arise.
Evidence & Citations
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FCA warnings about Raisin UK clone scams
The FCA alerts consumers about unauthorized clone scams using Raisin UK's name. Only the FCA-registered raisin.co.uk platform is legitimate.
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Raisin UK customer complaints and service issues discussion on MoneySavingExpert
Users report withdrawal delays and customer service frustrations, but no confirmed loss of principal funds.
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WHOIS and SSL certificate data for raisin.co.uk
Domain has current, valid SSL certificate issued by Amazon, with reputable DNS servers and hosting on AWS.
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SimilarTech profile for raisin.co.uk
Website is in the Finance category with sizable UK-based traffic and uses recognized technologies.
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Official Raisin UK contact information retrieved from main website
Publicly listed contact emails and phone numbers are consistent with a professional financial service.
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