Philobank.com (Domain) Investigation Report
Generated on Feb 4, 2026
Why we think so?
Philo Exchange Bank operates philobank.com as a legitimate U.S.-based online banking site. It offers standard banking services such as account management, funds transfer, and bill payment. The site attracts about 2,000 monthly visits and has solid technology infrastructure, including SSL security and a reputable registrar. Publicly available data shows no scam reports or lawsuits related to this domain. Customer contact details are present and traceable to the bank. Overall, signals indicate a trustworthy online banking presence without red flags.
Risk Insights
Long-Standing Domain with Secure Setup
- Registered since 2004
- Uses secure SSL certificates
- Reputable registrar NameSilo
Clear Contact Data Aligning with Bank Identity
- Multiple official emails available
- U.S. phone numbers consistent with location
- Linked social profiles consistent
Positive Physical Reviews Support Credibility
- High rating on Google Places (4.7/5)
- Located in Philo, Illinois
- Customer feedback is positive
Category Scores
Red Flags & Warnings
- No known scam or phishing warnings detected for this domain.
- No trademark conflicts or impersonation flags found.
Detailed Checks & Insights
0-100 Scale
Domain legitimacy and technical setup
Score: 90
Domain legitimacy and technical setup
"Domain created in 2004 and secured with valid SSL until March 2026. Registrar is NameSilo, a known provider."
Reason: The domain is long-registered, uses a reputable registrar, and has valid SSL certificates ensuring data security.
Traffic analysis and engagement
Score: 75
Traffic analysis and engagement
"Traffic about 2,000 visits/month with 37% bounce rate, mostly U.S.-based users."
Reason: The site has low to moderate traffic with average bounce rate and normal engagement metrics consistent with small community bank websites.
Contact and customer service availability
Score: 90
Contact and customer service availability
"Multiple emails and phone numbers found on the website and official documents linked to the bank."
Reason: Contact emails and phone numbers link clearly to Philo Exchange Bank, confirming transparent communication channels.
Trademark and branding checks
Score: 80
Trademark and branding checks
"USPTO search shows no conflicting trademarks."
Reason: No trademark conflicts or brand impersonation risks detected for philobank.com.
Blacklist and phishing status
Score: 95
Blacklist and phishing status
"Safe browsing checks show no risk detected."
Reason: No flags in major scam or phishing blacklists including Google Safe Browsing and crypto scam lists.
Physical presence and customer feedback
Score: 85
Physical presence and customer feedback
"Rated 4.7/5 stars from 6 Google reviews, confirming real-world presence."
Reason: Positive Google Places reviews indicate customer satisfaction at the physical bank location in Illinois.
Public complaints and legal disputes
Score: 90
Public complaints and legal disputes
"Searches in news and complaint databases returns no negative incidents for the bank."
Reason: No public complaints or legal disputes found related to philobank.com.
Your Next Steps
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1
Visit the official site and verify contact details if you plan to use their services.
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2
Check FDIC or regulatory sites directly for updated bank status.
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3
Avoid unsolicited emails or calls claiming to be from the bank; always verify independently.
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4
Monitor for updates on public complaint sites if issues arise.
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5
Use secure connections and enable fraud monitoring when using online banking.
Key Evidence & Citations
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SimilarTech domain data for philobank.com
⤷ Shows technology stack, traffic and infrastructure.
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SimilarWeb Analytics for philobank.com
⤷ Provides traffic volume, bounce rate, and country distribution.
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Scraped Contact Information from philobank.com
⤷ Valid email addresses and phone numbers found on official site.
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WHOIS and SSL details for philobank.com
⤷ Domain registration date, registrar, and SSL certificate validity.
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USPTO trademark search results for philobank
⤷ No conflicting trademarks identified.
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Google Places reviews for Philo Exchange Bank
⤷ Physical bank rated 4.7 stars from 6 reviews.
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Search results for scam and complaint reports about philobank.com
⤷ No scam or complaints found for philobank.com; reassuring reputation.
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