Domain Due Diligence
Report for Metromile.com
Why we think so?
Metromile operates in the auto insurance sector, specializing in pay-per-mile policies aimed at drivers who travel less. It receives about 17,000 monthly visits, mostly from the U.S., with a bounce rate around 17%. The site uses reputable technologies and has clear ownership with valid trademarks. Significant negative user feedback centers on billing, claims processing, and a large data breach affecting over 100,000 customers, which led to legal settlements and regulatory penalties. Although these issues have harmed trust, there is no direct evidence of intentional fraud by Metromile, but customer service and privacy practices require caution.
Risk Insights
Data Breach and Legal Consequences
- Over 100,000 customer records exposed in a breach.
- Multiple lawsuits and a $775,000 settlement.
- Regulatory penalties for delayed breach notification.
Customer Complaints Overview
- Frequent billing disputes and mileage charge complaints.
- Issues reported with claim processing delays.
- Service difficulties in policy cancellations.
Technical and Brand Reliability
- Longstanding domain registration since 2010.
- Active valid trademarks registered.
- Use of reputable infrastructure and valid SSL certificate.
Contradictory Signals
The company is technically sound and legally recognized but has significant operational and customer trust challenges.
Signal A: Strong technical infrastructure and brand legitimacy
Signal B: Numerous user complaints and legal disputes regarding service and data security
Category Scores
Red Flags & Warnings
- Major data breach compromising personal and financial data of over 100,000 customers.
- Numerous user complaints about billing inaccuracies and policy cancellation issues.
- Legal settlements related to data security lapses and delayed breach notification.
🔎 Detailed Checks & Analysis
Domain Ownership, Age and Registrar
Score: 85/100
Domain Ownership, Age and Registrar
"Long domain age and reputable registrar lower risk of impersonation or fraud."
Reason: The domain metromile.com was registered in 2010 and maintains a valid registrar (Cloudflare), indicating stable ownership.
Site Technical Infrastructure and Security
Score: 80/100
Site Technical Infrastructure and Security
"Strong technical setup suggests professional management and reduces risk of phishing or malware."
Reason: The website uses recognized infrastructure technologies like Cloudflare and Amazon, with a valid and current SSL certificate.
Web Traffic and User Engagement
Score: 75/100
Web Traffic and User Engagement
"Modest but stable traffic suggests a legitimate business with active user base."
Reason: With about 17,000 monthly visits, mostly from the US, and a low bounce rate (~17%), the site shows normal user interest for its niche.
Contact Information and Social Media Presence
Score: 80/100
Contact Information and Social Media Presence
"Clear and consistent contact information helps establish authenticity and facilitates customer communication."
Reason: Multiple official emails, phone numbers, and active social media channels are present and consistent with company branding.
Trademark and Brand Authenticity
Score: 90/100
Trademark and Brand Authenticity
"Ownership of trademarks mitigates the risk of brand impersonation or fraudulent use."
Reason: Trademarks associated with METROMILE are registered and active, supporting brand legitimacy and legal standing.
Reputation and Reviews
Score: 40/100
Reputation and Reviews
"High volume of negative feedback indicates service and satisfaction issues that affect trustworthiness."
Reason: Widespread customer complaints cite unexpected rate increases, billing disputes, and poor claims processing.
Legal and Regulatory Issues
Score: 45/100
Legal and Regulatory Issues
"Although no fraud has been legally proven, security lapses have caused harm and legal consequences."
Reason: Significant legal actions from data breach incidents have resulted in class action settlements and regulatory penalties.
Blacklist and Phishing Status
Score: 90/100
Blacklist and Phishing Status
"Clean blacklist status reduces risk of deceptive or harmful operations."
Reason: There are no records of phishing, malware, or scam blacklisting on credible sources like Google Safe Browsing or crypto scam databases.
Your Next Steps
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1
Avoid providing sensitive personal information until you verify the latest company status due to recent data breaches.
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2
Check for regulatory updates on Metromile and monitor any ongoing legal actions.
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3
Consider alternative auto insurance options if you are concerned about customer service or billing experience.
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4
If you have an existing policy, review recent bills carefully and contact the company to clarify mileage data and cancellation policies.
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5
Report any suspicious charges or identity theft immediately to your financial institutions and consumer protection agencies.
Evidence & Citations
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Metromile Insurance Review, User Complaints & Legal Settlements
Collection of user reviews reporting complaints on billing, customer service, and claims.
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New York Attorney General Data Breach Settlement
Official state regulatory action and settlements related to data breach cases.
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Whois & Domain Registration Data
Domain registration and SSL certificate details indicating domain legitimacy.
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SimilarTech Infrastructure & Traffic Data for Metromile.com
Technical infrastructure and partial traffic overview.
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Google Safe Browsing Lookup for Metromile.com
No detected phishing or malware threats on the domain.
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