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Domain Due Diligence

Report for Dave.com

Report Date
October 21, 2025
Recommendation
Avoid
Overall Summary
Scam
  Why we think so? 

Dave.com is a popular US-based financial services platform offering mobile banking and cash advances. It serves about 1 million visitors monthly with a robust technical setup, including reputable servers and trusted email providers. Despite its apparent legitimacy and active public presence, Dave.com faces extensive legal challenges and a high volume of user complaints regarding misleading fees, unauthorized charges, and poor customer service. The Federal Trade Commission (FTC) and the Department of Justice (DOJ) have filed lawsuits accusing the company of deceptive marketing and undisclosed fees. Many customers report losing money due to unexpected recurring charges and withheld refunds. While Dave.com is not a typical scam site, its patterns of complaints and regulatory actions suggest significant trust and fairness issues that users should carefully consider before engagement.

Confidence Score
35%

Risk Insights

🛡️

Strong Technical Foundation

  • Uses trusted cloud providers like Amazon AWS and Google Cloud.
  • Domain registered since 1994 with valid SSL.
  • No blacklist or phishing flags detected.
⚠️

Serious Customer Complaints and Legal Action

  • Hundreds of arbitration claims allege misleading fees.
  • FTC and DOJ lawsuits claim deceptive practices.
  • Many users report financial losses and poor support.

Contradictory Signals

While the site is technically legitimate and operational, it faces serious legal and reputational challenges indicating potential fraudulent business practices.

Signal A: Legitimate technical and domain setup

Signal B: Multiple consumer complaints and federal lawsuits

Category Scores

Red Flags & Warnings

  • Multiple regulatory lawsuits alleging deceptive practices and hidden fees (FTC, DOJ).
  • Hundreds of consumer complaints describing unexpected charges and poor service.
  • Allegations of unauthorized charges continuing after service cancellation.

🔎 Detailed Checks & Analysis

Domain Age and Registration

Score: 90/100
Passed

"Long-standing registration and technical setup reduce scam risk from domain metadata."

Reason: Domain has been registered since 1994 with a reputable registrar and valid SSL certificate.

Website Technical Infrastructure

Score: 85/100
Passed

"Indicative of a professionally-managed service rather than fraudulent setup."

Reason: Uses reputable services including Amazon, Google Cloud, Akamai for hosting and email delivery.

Blacklists and Phishing Reports

Score: 90/100
Passed

"This domain is not currently flagged as malicious by major blacklist monitors."

Reason: No hits on crypto scam blacklists or Google Safe Browsing indicating no known phishing.

Customer Reviews and Reputation

Score: 15/100
Failed

"High complaint volume and regulatory attention signal serious reputation problems."

Reason: Numerous complaints report unauthorized and hidden fees, difficulty cancelling, and poor support.

Legal and Regulatory Status

Score: 10/100
Failed

"Ongoing significant legal challenges strongly undermine trustworthiness."

Reason: Subject to FTC and DOJ lawsuits alleging deceptive and fraudulent business practices.

Your Next Steps

  • 1

    Avoid providing personal or financial information to this site without thorough due diligence.

  • 2

    If you are a current user, monitor your accounts for unauthorized charges and report suspicious activity.

  • 3

    Consider formal complaints to consumer protection agencies if harmed by unclear fees or charges.

  • 4

    Research alternative, transparent financial services vetted for trustworthiness.

  • 5

    Follow ongoing legal news about Dave.com to stay updated on regulatory outcomes.

Evidence & Citations

🕵🏻 Keep investigating

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