Bmo.ca (Domain) Investigation Report
Generated on Feb 9, 2026
Why we think so?
bmo.ca is the official domain for Bank of Montreal, a major Canadian financial institution. It ranks #1,207,435 globally with about 27.7K monthly visits, primarily from Canada (94.7%) and the US. The site uses trusted technologies like Akamai and HTTPS, with an extended history since 2000. Official contact info and active social media channels are provided. Recent news highlights BMO's sizeable presence and ongoing financial services activities. However, customer complaints include service and fee issues, along with reports of scam incidents involving fraud and unauthorized transfers. BMO has faced regulatory penalties and settled lawsuits, but remains a recognized, established banking brand.
Risk Insights
Strong Technical Infrastructure
- Uses Akamai CDN and Akamai DNS for reliable hosting.
- Valid extended SSL certificate ensures encryption.
- Traffic mainly from Canada aligns with expected user base.
Customer Complaints Present
- Frequent issues with fees and account holds reported by users.
- Reports of scam incidents involving unauthorized transfers.
- Some complaints remain unresolved or unanswered.
Established Legal and Brand Presence
- Domain owned since 2000 by Bank of Montreal.
- Registered trademarks confirm brand protection.
- Recent regulatory fines reflect active compliance monitoring.
Category Scores
Red Flags & Warnings
- Multiple customer complaints on BBB about fees, hold policies, and customer service responsiveness.
- Reported scams involving unauthorized account takeovers and fraudulent transfers affecting customers.
Detailed Checks & Insights
0-100 Scale
Domain Age and Ownership
Score: 95
Domain Age and Ownership
"Verification of ownership via authoritative registrar records confirms domain legitimacy."
Reason: The domain bmo.ca has been registered since 2000 and is owned by Bank of Montreal, verified by WHOIS data.
Technical Security
Score: 90
Technical Security
"Secure protocols and reputable hosting services indicate good technical hygiene."
Reason: Site uses Akamai content delivery network and HTTPS with a valid extended SSL certificate.
Blacklist and Scam Detection
Score: 88
Blacklist and Scam Detection
"These clean status checks reduce risk of phishing or malware infections."
Reason: No presence on known crypto scam or phishing blacklists; Google Safe Browsing reports no risk.
Contact Information Authenticity
Score: 85
Contact Information Authenticity
"Legitimate contact channels support trust and business validity."
Reason: Verified official phone numbers and active, authentic social media profiles are provided.
Reputation and Public Feedback
Score: 55
Reputation and Public Feedback
"Negative reports highlight risk areas for customer experience and fraud vulnerability."
Reason: Numerous documented customer complaints regarding fees, service delays, and fraud incidences.
Legal and Compliance Status
Score: 75
Legal and Compliance Status
"Regulatory compliance issues exist but do not indicate ongoing fraud or scam concern."
Reason: BMO faced recent regulatory penalties and lawsuits but resolved them without admission of wrongdoing.
Your Next Steps
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1
If using bmo.ca services, verify URLs and beware of phishing attempts or unsolicited calls.
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2
Monitor account activity regularly to detect unauthorized transactions early.
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3
Use official contact channels for support or dispute resolution.
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4
Review BMO's fraud awareness pages to recognize and avoid common scam tactics.
Key Evidence & Citations
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BMO Bank of Montreal BBB Profile and Complaints
⤷ Details on customer complaints covering fees and service issues.
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Scam Reports and Fraud Alerts for BMO
⤷ Video documentation of scam-related unauthorized transfers reported by customers.
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FCAC Administrative Monetary Penalty on BMO
⤷ Regulatory penalty announcement for consumer protection violations.
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BMO Domain Technology and Traffic Details
⤷ Technical infrastructure and traffic data source.
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WHOIS Records for bmo.ca
⤷ Domain registration details and SSL certificate information.
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