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Investigation & Evidence Report

Generated on Jan 23, 2026

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bankofscotland.co.uk

http://bankofscotland.co.uk
Geo: unknown
Website: Site icon
Category: Domain
Recommendation
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Overall Summary
Safe
  Why we think so? 

Bankofscotland.co.uk serves as the official website for the Bank of Scotland, a well-established financial institution mainly operating in the UK. The site ranks about #17,265 globally and attracts approximately 1.9 million monthly visits, primarily from UK users. It uses reputable technologies including Adobe Analytics, Google Cloud, and Akamai CDN to ensure security and performance. Official contact emails and phone numbers are publicly available, and the domain is secured with a valid DigiCert EV SSL certificate. There are no indications of phishing or scam blacklisting related to this domain. However, the bank has a mixed customer reputation, with common complaints about online account access and customer service responsiveness, albeit also some positive feedback on its mobile app's security features. Recent news coverage mostly involves normal banking issues and branch closures, with no direct links to scams.

Confidence Score Our overall confidence rating for this entity based on public signals, activity, and risk checks.
88%

Risk Insights

🛡️

Strong Technical Foundations

  • Valid Extended Validation SSL protects user data.
  • Robust CDN and analytics platforms enhance reliability.
  • Well-controlled domain registration ensures authenticity.
📊

Active User Base

  • Nearly 2 million monthly visitors mostly from UK.
  • Low bounce rate indicates engaged users.
  • Stable traffic reflects established market presence.
⚠️

Customer Experience Challenges

  • Several verified complaints about online banking access delays.
  • Customer service issues noted including misinformation.
  • No evidence these affect website safety or security.

Category Scores

Red Flags & Warnings

  • Customer complaints about online banking setup and customer service responsiveness suggest some service quality issues.

Detailed Checks & Insights

0-100 Scale

Domain Registration and Ownership Validation

Score: 95
Passed

"Domain uses CSC Corporate Domains with appropriate name servers under Lloyds Banking Group control."

Reason: Registration details are consistent and controlled by a reputable registrar.

Website Security Features

Score: 90
Passed

"DigiCert EV RSA certificate active through early 2026, confirming secured communication."

Reason: SSL certificate is valid and uses Extended Validation with strong encryption.

Traffic Authenticity and Engagement

Score: 85
Passed

"Engagement metrics like low bounce rate and high pages per visit suggest genuine use."

Reason: Site has high monthly visits with majority direct and search traffic from legitimate source country.

Blacklist and Phishing Reports

Score: 100
Passed

"Searches in crypto scam and Google Safe Browsing databases show no risk flags."

Reason: No blacklist or phishing threats detected affecting the domain.

Contact and Support Information

Score: 80
Passed

"Includes official security and fraud reporting addresses enhancing trust and transparency."

Reason: Multiple verified business contact emails and phone numbers are publicly listed.

Reputation and User Feedback

Score: 40
Failed

"TRust pilot data points to difficulties but no direct scam reports linked to domain integrity."

Reason: User complaints about banking service delays and online access issues suggest reputation risks.

Your Next Steps

  • 1

    Use the official site URL bankofscotland.co.uk to access banking services directly rather than following links from unverified sources.

  • 2

    If you encounter suspicious messages claiming to be from Bank of Scotland, forward details to security@bankofscotland.co.uk and delete them.

  • 3

    For account or transaction concerns, contact the bank via official phone numbers listed on their site.

  • 4

    Monitor news for updates on banking services or branch changes in your area.

Key Evidence & Citations

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