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Domain Due Diligence

Report for Amerisave.com

Report Date
November 26, 2025
Recommendation
Caution
Overall Summary
Suspicious
  Why we think so? 

AmeriSave is a U.S.-based mortgage lender with over 600,000 monthly visits, mostly from direct and search sources. It offers home equity loans and refinancing with competitive rates and a quick online application. The website runs on reputable technologies like Cloudflare and Microsoft Azure, with a valid DigiCert SSL certificate. Company contact details, including numerous verified emails and phone numbers, are publicly available. Physical locations with positive customer ratings confirm its operational presence. However, AmeriSave has a history of regulatory actions, notably a $19.3 million penalty in 2014 for deceptive mortgage practices. Customer feedback is mixed, with praises for rates and online ease alongside complaints about nonrefundable fees, poor communication, and aggressive sales tactics. Several class action and TCPA lawsuits have arisen but no evidence suggests it is a scam; due diligence on terms and fees is advised before engagement.

Confidence Score Our overall confidence rating for this entity based on public signals, activity, and risk checks.
78%

Risk Insights

⚠️

Legal and Regulatory Risks

  • 2014 CFPB $19.3M penalty for deceptive mortgage practices.
  • Multiple ongoing class action and TCPA lawsuits.
  • Risk of aggressive sales tactics and fee disputes.
🏢

Strong Operational Presence

  • Valid SSL and reputable hosting infrastructure.
  • Numerous verified contact details and physical locations.
  • Over 600,000 monthly website visits, mainly U.S. based.
📣

Mixed Customer Experience

  • Good online application and competitive rates praised.
  • Frequent complaints about communication and nonrefundable fees.
  • Careful review of terms and fees recommended.

Contradictory Signals

While the technical and operational signals suggest a legitimate business, the legal history and customer feedback raise concerns about practices.

Signal A: Valid SSL, verified contacts, positive Google reviews

Signal B: Legal penalties and frequent consumer complaints

Category Scores

Red Flags & Warnings

  • Significant regulatory penalty for deceptive mortgage practices in 2014.
  • Multiple consumer complaints about aggressive sales tactics and poor communication.
  • Ongoing TCPA lawsuits for unsolicited telemarketing calls.

🔎 Detailed Checks & Analysis

Domain and technical infrastructure

Score: 90/100
Passed

"The DNS records and SSL certificate validity period indicate an active, well-maintained website."

Reason: The domain uses secure protocols (HTTPS) with a valid DigiCert certificate, reputable NS and hosting providers, and modern web technologies consistent with legitimate business sites.

Traffic and engagement metrics

Score: 85/100
Passed

"Bounce rate and pages per visit are within reasonable ranges expected for a finance lending site."

Reason: The site attracts over 600,000 monthly visits primarily from direct and search sources, showing significant user engagement.

Contact information and transparency

Score: 85/100
Passed

"Presence of multiple verified contacts across web pages supports authentic business operations."

Reason: The site provides numerous verifiable emails and phone numbers, as well as social media links, supporting transparency.

Legal and regulatory history

Score: 40/100
Failed

"Regulatory actions and lawsuits reduce trust and require cautious consideration."

Reason: AmeriSave has been subject to significant legal penalties and ongoing lawsuits regarding deceptive fees and marketing practices.

Reputation and user feedback

Score: 50/100
Failed

"Repeated complaints in key areas elevate risk concerns."

Reason: Customer reviews reveal a mix of positive experiences and complaints about fees, communication, and sales tactics.

Blacklist and scam detection

Score: 90/100
Passed

"Technical scans did not detect known scam indicators."

Reason: No presence on crypto scam blacklists or Google Safe Browsing phishing lists.

Your Next Steps

  • 1

    Review all fee disclosures carefully before applying with AmeriSave, especially regarding nonrefundable upfront fees.

  • 2

    Verify terms and confirm your understanding of the loan process to avoid surprises.

  • 3

    Consider consulting consumer complaint databases such as the CFPB or BBB for latest feedback.

  • 4

    Check for updated regulatory or legal developments that may affect your choice.

  • 5

    Use the provided contact information to confirm direct communication channels with the company.

Evidence & Citations

🕵🏻 Keep investigating

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