Domain Due Diligence
Report for Www.bancomontepio.pt
Why we think so
Banco Montepio is a Portuguese financial institution serving about 1.2 million monthly visitors, mainly from Portugal. It provides business billing and financial planning services, supported by trusted technologies like Adobe Experience Manager and Cloudflare. The website uses secure HTTPS with a valid DigiCert certificate. Banco Montepio holds stable investment-grade credit ratings from agencies like Morningstar DBRS, Fitch, and Moody's, reflecting strong financial health. The bank has mixed customer feedback online, with some complaints about account opening processes. Notably, phishing scams impersonate Banco Montepio via fraudulent emails targeting customers, but these scams are external threats, not the bank itself. The bank has faced several regulatory fines and legal disputes mainly related to financial compliance and competition, but these do not directly impact its website's trustworthiness. Overall, the domain appears legitimate and secure with no blacklist or phishing warnings.
Risk Insights
Strong Technical Security
Phishing Scams Target Customers
Contradictory Signals
Financial stability contrasts with some user dissatisfaction mainly about service process.
Signal A: Stable and strong credit ratings
Signal B: Reported customer complaints and low user trust score
Category Scores
Red Flags & Warnings
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Phishing scams target customers via fake Banco Montepio emails asking for login credentials.
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Some customer reviews report difficulties with account opening and lower user trust scores.
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Banco Montepio has faced regulatory fines and ongoing investigations related to financial compliance.
🔎 Detailed Checks & Analysis
Domain Popularity and Traffic Validation
Domain Popularity and Traffic Validation
"High monthly visits with low bounce rate support legitimacy."
Reason: Domain attracts approximately 1.2 million monthly visits, primarily from Portugal, indicating genuine user interest.
Technical Infrastructure and Security
Technical Infrastructure and Security
"Secure HTTPS setup and modern web technologies reduce risk of compromise."
Reason: Uses reputable technologies including Adobe CMS and Cloudflare CDN with valid DigiCert SSL certificate.
Reputation and Trust Indicators
Reputation and Trust Indicators
"User reviews are limited and show some account opening issues."
Reason: Strong credit ratings and awards support good reputation; some customer complaints indicate mixed user satisfaction.
Blacklist and Phishing Status
Blacklist and Phishing Status
"Domain currently clean with no active blocking or warnings."
Reason: No blacklist or phishing warnings on Google Safe Browsing or crypto scam databases.
Legal and Compliance Checks
Legal and Compliance Checks
"Legal issues pertain to broader bank operations, not website safety."
Reason: Several regulatory fines and investigations exist but do not threaten domain legitimacy.
Contact and Organizational Transparency
Contact and Organizational Transparency
"Social media presence and customer contact channels enhance trust."
Reason: Multiple verified official emails and phone numbers listed publicly increase transparency.
Your Next Steps
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1Always verify emails purportedly from Banco Montepio through official site channels before clicking links.
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2Use direct navigation or bookmarks to access www.bancomontepio.pt to avoid phishing sites.
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3Monitor official communications and financial news for updates on Banco Montepio’s regulatory status.
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4Check for official contact details on the site if needed; dozens of verified emails and phone numbers are publicly listed.
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5Use up-to-date security software to detect and block phishing attempts related to Banco Montepio.
Evidence & Citations
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Banco Montepio Credit Ratings and Financial Health
Shows stable BBB and A3 ratings from key agencies supporting financial stability.
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Phishing Email Scams Impersonating Banco Montepio
Describes common email scams targeting Banco Montepio customers but not the bank itself.
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Banco Montepio Website Traffic and Technology Profile
Verified traffic metrics and use of trusted web technologies.
🕵🏻 Keep investigating
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