Recommendation

Proceed

Overall Summary

Safe

Why we think so

GoTyme.com.ph is the official website of GoTyme Bank, a licensed digital bank based in the Philippines. The site enjoys substantial monthly traffic of over 400,000 visits, mainly driven by search and direct navigation from users in the Philippines. It employs reputable technologies like Amazon hosting and Cloudflare, with valid SSL certification ensuring secure connections. The bank maintains official contact details, including a clean support email and active social media accounts. Recent news highlights the bank's ongoing growth, partnerships, and focus on anti-fraud initiatives. While some users have experienced scams involving GoTyme Bank accounts, these relate to fraudsters exploiting accounts and not to failures by the bank itself. The bank actively works with authorities and provides resources to protect customers and manage disputes. Overall, gotyme.com.ph shows strong legitimacy, solid infrastructure, and transparent communication, but users should remain cautious against potential scams using its platform.

Confidence Score

88%

Risk Insights

🏦

Official Licensed Bank

Licensed by Bangko Sentral ng Pilipinas

Regulated digital banking services

Strong regulatory compliance

🛡️

Robust Technology Setup

Uses Amazon AWS and Cloudflare

Has valid SSL certification

No blacklist or phishing flags detected

⚠️

Active Anti-fraud Measures

Partnerships to detect scams

User guidance on fraud prevention

Dedicated anti-fraud office

Contradictory Signals

Reports concern fraudsters exploiting bank accounts rather than fraudulent bank practices.

Signal A: No platform fraud or misconduct found

Signal B: Multiple scam reports involving GoTyme accounts

Category Scores

Identity 90/100

Reputation 85/100

Technical 90/100

Content 85/100

Legal 80/100

Business Validity 90/100

Red Flags & Warnings

User reports document scams where fraudsters use GoTyme Bank accounts to receive funds illicitly, requiring user vigilance.

🔎 Detailed Checks & Analysis

Domain Identity Verification

Score: 90/100

Passed

"No indications of domain impersonation or suspicious registrar activity."

Reason: Domain is registered properly and represents a licensed bank regulated by BSP.

Reputation and Public Presence

Score: 85/100

Passed

"No credible reports suggest the site or bank is fraudulent."

Reason: GoTyme Bank is covered by reputable news sources, maintains active social media, and has large user traffic.

Technical Security and Infrastructure

Score: 90/100

Passed

"No flagged issues on Google Safe Browsing or scam blacklists."

Reason: Site uses Amazon AWS hosting, valid current SSL, and standard anti-fraud measures.

Content Authenticity and Clarity

Score: 85/100

Passed

"Content aligns well with a legitimate financial institution's standards."

Reason: Website provides transparent contact info, consumer protection details, and fraud awareness content.

Legal and Customer Dispute Handling

Score: 80/100

Passed

"Active anti-fraud office and escalation routes are in place for customer issues."

Reason: Bank follows regulatory procedures for consumer protection and has no major public lawsuits or sanctions.

Your Next Steps

1

If you plan to use GoTyme Bank services, verify all communications come from official sources and never share personal security details.
2

Report any suspicious activity or unauthorized transactions to GoTyme Bank immediately and file complaints with local authorities if needed.
3

Stay informed by visiting GoTyme Bank's official website for security tips and updates on fraud prevention.
4

Use recommended safeguards like two-factor authentication and monitor your accounts regularly.
5

Avoid sending money to unknown parties or unverified accounts to reduce scam risk.

Evidence & Citations

What to do if you were scammed via a GoTyme Bank account
Detailed guidance and reports on scams involving GoTyme accounts and recommended actions.
GoTyme Bank official website contact information
Official contact email and support pages.
GoTyme Bank Web Technology and Traffic Data
Technical infrastructure and traffic stats showing legitimate usage patterns.
SSL and DNS Info for gotyme.com.ph
Domain uses valid SSL cert from Amazon RSA issuer with secure DNS records.
Online news about GoTyme Bank
News sources showing business activities, growth, and partnerships.

🕵🏻 Keep investigating

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