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Domain Due Diligence
Report for Deferit.com

Report Date January 26, 2026
Recommendation
Proceed
Overall Summary
Safe
Why we think so

Deferit.com provides a financial planning service that allows users to pay any bill in up to four installments. The website ranks about #41,000 globally and receives around 1 million monthly visits, with most users located in the United States. It uses well-known technologies, including Amazon Web Services for hosting and Google Analytics for traffic tracking. The domain was registered in April 2018 and is managed by Amazon Registrar. Deferit holds active trademarks for its brand name, registered in Australia. Reviews show mostly positive customer feedback praising flexibility and convenience, although some users report issues with refunds and customer support delays. There is no indication that deferit.com appears on any blacklist or phishing databases. It has a strong presence on social media platforms and is physically located with high ratings on Google Places. Although some complaints exist regarding payment handling and customer service response times, there is no concrete evidence labeling it a scam. No major lawsuits are publicly reported against the company, other than a class-action lawsuit filed in 2024 related to debt collection practices.

Confidence Score
85%

Risk Insights

🛠️

Strong Technical Setup

Uses Amazon AWS for hosting and domain registration.
Employs Google Analytics and Adobe Analytics for traffic insights.
Has valid SSL certificates ensuring secure connection.
👍

Positive User Feedback

4.8-star average rating on app stores from over 19,000 reviews.
High Google Places rating of 4.9 with nearly 4,000 reviews.
Users praise bill splitting flexibility and budgeting help.
⚠️

Customer Service Concerns

Complaints about refund delays and payment processing.
Lack of phone support; customer service primarily via email/chat.
Some users report unexpected fees and authorization issues.

Contradictory Signals

While the overall user base rates the service well, individual experiences vary significantly, especially regarding customer service.

Signal A: Positive user ratings and strong web traffic

Signal B: Multiple customer complaints about payment and support issues

Category Scores

Identity 90/100
Reputation 75/100
Technical 90/100
Content 85/100
Legal 70/100
Business Validity 85/100

Red Flags & Warnings

  • Multiple customer complaints about delayed refunds and customer service challenges reported on BBB and app store reviews.
  • A class action lawsuit filed in 2024 alleging violations of the Rosenthal Fair Debt Collection Practices Act.

🔎 Detailed Checks & Analysis

Domain age and registration

Score: 90/100
Passed

"Strong indicator of an established business."

Reason: The domain deferit.com was registered in 2018 through a reputable registrar and remains active with valid SSL.

Traffic and popularity

Score: 85/100
Passed

"Sustained traffic suggests legitimate usage."

Reason: Website receives about 1 million monthly visits with a global rank near 41,000.

Technical infrastructure

Score: 90/100
Passed

"Professional technical setup reduces scam risk."

Reason: Uses reputable technologies including AWS hosting and Google Analytics.

Blacklist and phishing status

Score: 95/100
Passed

"Clears security threat databases."

Reason: No entries found on known crypto scam or Google phishing blacklists.

User reviews and reputation

Score: 70/100
Passed

"Good overall reputation with areas for improvement."

Reason: Mostly positive app store ratings and Google Places reviews, but multiple complaints on refunds and support delays.

Legal and regulatory issues

Score: 60/100
Passed

"Legal risks appear limited currently."

Reason: One known class action lawsuit filed; no major regulatory actions or settlements reported.

Your Next Steps

  • 1
    Review the customer feedback thoroughly to understand service limitations.
  • 2
    Test the service with a small, non-critical bill to confirm payment processing reliability.
  • 3
    Monitor for updates on any ongoing legal cases or regulatory actions.
  • 4
    Use contact emails provided on the website for direct support inquiries.
  • 5
    Check the HTTPS SSL certificate status periodically for continued security.

Evidence & Citations

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