Domain Due Diligence
Report for Amerisave.com
Why we think so
AmeriSave is a U.S.-based mortgage lender with over 600,000 monthly visits, mostly from direct and search sources. It offers home equity loans and refinancing with competitive rates and a quick online application. The website runs on reputable technologies like Cloudflare and Microsoft Azure, with a valid DigiCert SSL certificate. Company contact details, including numerous verified emails and phone numbers, are publicly available. Physical locations with positive customer ratings confirm its operational presence. However, AmeriSave has a history of regulatory actions, notably a $19.3 million penalty in 2014 for deceptive mortgage practices. Customer feedback is mixed, with praises for rates and online ease alongside complaints about nonrefundable fees, poor communication, and aggressive sales tactics. Several class action and TCPA lawsuits have arisen but no evidence suggests it is a scam; due diligence on terms and fees is advised before engagement.
Risk Insights
Legal and Regulatory Risks
Strong Operational Presence
Mixed Customer Experience
Contradictory Signals
While the technical and operational signals suggest a legitimate business, the legal history and customer feedback raise concerns about practices.
Signal A: Valid SSL, verified contacts, positive Google reviews
Signal B: Legal penalties and frequent consumer complaints
Category Scores
Red Flags & Warnings
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Significant regulatory penalty for deceptive mortgage practices in 2014.
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Multiple consumer complaints about aggressive sales tactics and poor communication.
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Ongoing TCPA lawsuits for unsolicited telemarketing calls.
🔎 Detailed Checks & Analysis
Domain and technical infrastructure
Domain and technical infrastructure
"The DNS records and SSL certificate validity period indicate an active, well-maintained website."
Reason: The domain uses secure protocols (HTTPS) with a valid DigiCert certificate, reputable NS and hosting providers, and modern web technologies consistent with legitimate business sites.
Traffic and engagement metrics
Traffic and engagement metrics
"Bounce rate and pages per visit are within reasonable ranges expected for a finance lending site."
Reason: The site attracts over 600,000 monthly visits primarily from direct and search sources, showing significant user engagement.
Contact information and transparency
Contact information and transparency
"Presence of multiple verified contacts across web pages supports authentic business operations."
Reason: The site provides numerous verifiable emails and phone numbers, as well as social media links, supporting transparency.
Legal and regulatory history
Legal and regulatory history
"Regulatory actions and lawsuits reduce trust and require cautious consideration."
Reason: AmeriSave has been subject to significant legal penalties and ongoing lawsuits regarding deceptive fees and marketing practices.
Reputation and user feedback
Reputation and user feedback
"Repeated complaints in key areas elevate risk concerns."
Reason: Customer reviews reveal a mix of positive experiences and complaints about fees, communication, and sales tactics.
Blacklist and scam detection
Blacklist and scam detection
"Technical scans did not detect known scam indicators."
Reason: No presence on crypto scam blacklists or Google Safe Browsing phishing lists.
Your Next Steps
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1Review all fee disclosures carefully before applying with AmeriSave, especially regarding nonrefundable upfront fees.
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2Verify terms and confirm your understanding of the loan process to avoid surprises.
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3Consider consulting consumer complaint databases such as the CFPB or BBB for latest feedback.
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4Check for updated regulatory or legal developments that may affect your choice.
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5Use the provided contact information to confirm direct communication channels with the company.
Evidence & Citations
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CFPB orders AmeriSave to pay $19.3 million for bait-and-switch mortgage scheme
Details the significant regulatory penalty against AmeriSave for deceptive practices in 2014.
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AmeriSave Mortgage Complaints and Reviews
Highlights frequent customer complaints regarding fees, communication, and sales tactics.
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Amerisave.com technology and traffic profile
Provides technical infrastructure information and website traffic data.
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AmeriSave Mortgage Physical Locations and Ratings
Lists multiple operational locations with good customer ratings.
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